Credit cards are often the best way to access funds for emergencies and are even great at building credit. Many people want to have credit for these reasons, but there are still a myriad of reasons why you should have one.
Many people often have their credit cards as early as 18, but you don't want to make the mistake of getting one that is not affordable in terms of your lifestyle. This is why choosing a credit card like a d Card is essential, especially in Japan.
If you want to learn more about the d Card and how to apply, check out the article below. It provides information about the card's perks and features, application requirements, and application process.
d Card Perks and Features
The d Card offers some of the most convenient and simple features, allowing you to enjoy them by simply using the card.
Here are some of the most convenient and unique features available only when you use the d Card.
Get Cash Back Every Time You Pay With d Card
With a d Card, you get cash back rewards every time you use the card for any kind of payment. You get 1 point for every 200 yen per transaction.
Please make sure that you use the card for every purchase, especially when it comes to partner establishments and stores.
You get a 1% cash-back rate if you do so. You even get more points when using the card to pay your monthly utility bills.
Get Great Deals at Stores
Speaking of partner stores, there's more to know about their current promotion. When you shop at affiliated stores like Lawson, FamilyMart, Takashimaya, and many others, you get to earn even more points.
Get great deals at these stores and receive huge discounts. After that, you can redeem your points for even more rewards.
Mobile Phone Insurance
Ever worry about your phone getting damaged or lost during an emergency? You will never have to worry about anything when you purchase your mobile phone using the d Card.
The card has mobile phone insurance that covers up to 10,000 yen in compensation. They can compensate you for damaged phones up to the point where they are unrepairable.
Upon signing up for the card, you can enjoy this feature for the first year.
Travel Insurance
While we're discussing insurance, the d Card also has travel insurance that can compensate the primary and family members up to 20 million yen.
They offer a wide range of support, including medical expenses for injuries and many other emergency situations.
You can enjoy your time traveling overseas and never have to worry about your travel experience now that damages to personal belongings are also covered by travel insurance.
Set Up the d Card app
The D Card can also be linked to the D Card app, which allows you to manage your finances better. With the D Card app, you can check and monitor your transactions.
You can also request any other information regarding your account through the app. Users can even shop using your account even before your card arrives.
Make sure that you can link and activate both accounts so you can use them for online transactions.
Annual Fee and Other Charges
One of the best perks of having the d Card is that it has no annual fee. The primary member can enjoy zero annual fees for life alongside other members enrolled in the card.
Their official website does not mention an interest rate; however, your variable interest rate for purchases will be discussed during the application.
It can also be seen in your terms and conditions once you apply for the card.
How to Apply for the d Card
Applying for any credit card in Japan requires you to submit several requirements and documents proving your eligibility.
You must also qualify for the card before starting the application process.
You can either visit any local branch or apply online which is by far a more convenient way of applying for the card.
Eligibility Requirements
When applying for the d Card, you must learn the eligibility requirements to qualify for the application. All applications must be made through the applicant's name.
The provider will not be processing any application under the name of any business or corporation.
All applicants must be 18 years old and above. Additionally, you must set up the account in your name as the payment account.
Applying for the Card Online
Once you're eligible for the d Card, apply online through their official website. Then, go to the page and read the entire description of the card's features and perks.
Once you've done this, click on the Apply button and make sure that you already have a d account. Log in to your account to continue the application and fill out the form with your details.
Review everything before you submit and wait for their approval. Make sure that you can set up a withdrawal account within the allotted time for application.
Waiting for Approval
It can take several days for them to review your application. At this time, you can wait for their email notification.
Check your email regularly. Once approved, you can link your d Card account to your d Card app and start using it to make online transactions.
Upon receiving your card, make sure that you activate and link it to the app as well so you can use it wherever you are.
Contact Details
For more information about the card, you can contact customer service at *8010. They are available from 10 AM to 6 PM local time.
You can also reach them through Line or the official chat feature.
You may even visit their main office at Sanno Park Tower 11-1, Nagata-cho 2-chome, Chiyoda-ku, Tokyo 100-6150 Japan.
Conclusion
Credit cards like the d Card are the perfect example of a simple credit card loaded with features. You can't find a credit card that offers cash-back rewards, better mobile phone insurance, secured travel insurance, and so much more. Apply for one today and experience what the d Card has to offer.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
