People often use credit cards to borrow money from providers to purchase goods and other services. However, there are still many other uses of credit cards, one of which is to enjoy rewards such as cashback and travel rewards.
The AEON Suica Credit Card is a popular choice for those looking for a convenient credit card to use while in Japan. The card combines the benefits of a traditional credit card with different functionalities.
If you're interested in getting the AEON Suica Credit Card, you might want to stick around and check the article below to learn more. You can also discover how to apply for the card and learn the requirements.
Features of the AEON Suica Credit Card
The AEON Suica Credit Card has features that make life in Japan much more convenient.
You don't have to look elsewhere when you already have this credit card. Find out more features and perks when you have the AEON Suica Credit Card in your wallet.
Dual Functionality
The AEON Suica Credit Card acts as both a credit card and a Suica card. You get all the perks of using it as a credit card, but you also have the benefits of using it as a Suica card.
This allows you to pay for public transportation around Japan and use the card for your next purchase. The card's functionality makes it very easy and seamless; you don't even have to switch between the two to use it.
Simply use the card for every transaction you make, and you should be on your way.
Earn Reward Points
One of the best features of the AEON Suica Credit Card is its ability to let you earn reward points. You get reward points for every transaction or purchase you make with the card. Simply spend at least 200 JPY, and you get one reward point.
You can also earn even more points when you shop at AEON Group stores, participate in special promotions, or use the card to make purchases.
Please note that these special promotions can happen at any time, so you must stay updated on their website and social media.
Discounts All Year Round
When you use the AEON Suica Credit Card at participating stores and other establishments, you enjoy discounts and special offers, especially at AEON Group stores.
These include supermarkets, shopping malls, and even online stores. The credit card delivers different promotions and seasonal discounts that make your life better.
Save even more money during the holidays and go shopping with the card for more rewards.
Zero Annual Fee
The AEON Suica Credit Card promises to be one of the most convenient and affordable credit cards ever, with its zero annual fee feature. Even after many years, you don't have to pay any annual fee again when you have the card.
This lets you save tons of money from paying the yearly fee even if you don't have to use the card for the entire year.
Interest Rates and Other Fees
The AEON Suica Credit Card has one of the most affordable and competitive interest rates and other fees.
The card has an interest rate of up to 15%; some might even go up as high as 18%, but you can always get a 7.8% interest rate yearly.
Take note that the interest rate depends on your creditworthiness, and if you make late payments, the rate might even go up as high as 20%. There is also a 2% foreign transaction fee on all foreign currency transactions and an 18% cash advance fee.
Eligibility Requirements for Applying
When you apply for the AEON Suica Credit Card, you need to take note of the eligibility requirements. These requirements are important to remember as they will determine whether you get approved for the card or not.
All applicants must meet these requirements so they can apply and be approved. These requirements are then subject to review and might take a while before they reach a decision.
All applicants must be at least 18 years old, have a valid address in Japan, and have a good credit history. They also need to have proof of sufficient income to cover the cost of the money they borrowed.
Note that a history of late payments will severely impact your application.
Contact Details
If you have further inquiries, you can check out their official website for more information.
Their customer service hotline is available during certain hours. You can call them at 2895 6262 or 0570-071-090.
You may also visit their main office at 1-5-1 Nakase, Mihama-ku, Chiba-shi, Chiba 261-8515, Japan.
How to Apply for the AEON Suica Credit Card
Once you have completed all of the requirements, you can apply for the AEON Suica Credit Card.
Check out the entire application process for the AEON Suica Credit Card below.
Online Application
Visit the official AEON website and the AEON Suica Credit Card page. Review the details of the card, including the terms and conditions. Be sure that you understand everything before you proceed.
Thoroughly checking the description will also reveal even more information about the card. Once you're ready, click on Apply to continue.
Submit Your Application
Fill out the online application form with your details and attach the necessary documents for review. Make sure that you go through everything before you submit your application.
The application process can take several business days, especially the approval time. Once they have made the decision, they will contact you.
You will receive your new AEON Suica Credit Card by mail if approved.
Conclusion
The AEON Suica Credit Card is a very versatile, cost-effective, and rewarding credit card. No other credit card in Japan offers rewards, discounts, zero annual fees, and the perks of a Suica card. What are you waiting for? Go ahead and check out the card and apply for one today!
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
